4175 S. Meridian Rd, 48637 Merrill, Michigan

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Good Sam RV Insurance Review

Good Sam RV Insurance Review

Is Good Sam really worth it for those who are looking for RV insurance? Is the company trustworthy?  Should you partner with them for RV Insurance? We are going to provide helpful answers to this question in the remaining part of this review and help you to make up your mind about the reliability of Good Sam RV insurance.


Good Sam offers one of the best insurance services out there today.  The insurance service is unique and will undoubtedly give you good value for money.  This is not surprising anyway, considering the fact that the company offers diverse insurances to meet the varying needs of individual clients. 

This insurance company is ready to meet your needs, irrespective of how you use your RV.  Do you use your RV as a permanent home or you only use it for vacation purpose?

Not to worry; you can always trust this outlet for the perfect insurance policy. It does not matter if you use the RV frequency or just once in a while, you are always welcome to patronize the services offered here and Good Sam RV insurance will perfectly meet your needs.

The outlet offers top quality insurance services that cover so many counties. You can be covered by Good Sam RV insurance if you travel to Mexico or even Canada.  Their policies will surely not let you down.

Quality insurance coverage

The regular auto insurance is not the best choice for RV owners that need insurance.  You will undoubtedly need to opt for an insurance policy that is just perfect for RV owners.  All you need to do is to connect with Good Sam RV insurance and the outlet will willingly come to your aid.

Studies show that the company scores 5/5 in insurance coverage and benefits.  You can also enjoy series of basic coverage on this platform. In fact, Good Sam offers far more standard coverage than many other RV insurance providers in the United States.  Some of the areas covered are:

  • Personal injury protection
  • Uninsured and underinsured motorist protection
  • Bodily injury liability
  • Comprehensive
  • Collision
  • Personal and property damage liability

Only very few insurance companies offer this coverage above as standard offers and Good Sam is one of the few.

Special coverage for RV

This outlet equally offers some of the best RV coverage in the United States.  The coverage is in line with the best rated companies in the country and customers’ reviews are topnotch.   Some of the features that set Good Sam RV insurance apart are:

  • Coverage is also available in Mexico and Canada
  • Provision of roadside assistance
  • Access to emergency medical and travel assist
  • Access to personal effects coverage
  • Emergency expense coverage
  • Storage option
  • Full replacement cost coverage

Some other insurance companies in the United States offer some of the services above, but you will rarely find any other insurance company aside from Good Sam RV insurance that offers all the services. However, the company does not offer pet injury insurance. Be that as it may, you can still get quality RV coverage here and they also provide coverage for the personal belongings that you bring on board the RV. 

RVs that are covered

This insurance company covers so many type and classes of RVs. In fact, God Sam covers more types of RVs than many other RV insurance companies in the United States.  Studies show that the company even provides more coverage than National General. Some of the available types of RVs covered are:

  • Bus conversions
  • Toy haulers
  • Utility or travel trailer
  • Horse trailer
  • Truck camper
  • Pop-up trailer
  • Conventional and fifth-wheel trailer
  •  Class A, B, and C motorhome.

Virtually everything is covered by this insurance company it does not matter if you own a travel trailer or a motorhome, you can always get the desired cover here.  The company does not leave anything out. Those who own or rent RVs can also be trusted by this outlet.

RV Insurance Discounts

The cost of insurance policy at this outlet is not so high. Good Sam RV insurance service is affordable and can even be more affordable than what you can get from many other insurance companies.  Be that as it may, the company does not state explicitly what it charges on its website.

While this is so, the company starts that the customer can save as much as $521 annually on RV Insurance coverage.  Even if the company does not mention its charges on the website, findings show that the charges are lower than what you can find with many other RV insurers.  While Good Sam RV insurance cost is lower than what you will have to pay elsewhere, you need to understand the factors that determine the costs. These factors are:

  • Your credit history
  • Your driving history
  • The size, year, model and make of your RV

Additionally, the customer can come across series of discounts on Good Sam.  Check below for a list of available discounts:

  • Multi-Vehicle discount: You can save up to 20% on Good Sam RV insurance cost if you combine your auto insurance and RV insurance obtained from the company. If you are involved in an accident that is under your insurance cover, you will end up having only one deductible.   
  • Paid-in-full discount: You can successfully reduce your insurance premium if you decide to pay your insurance in full upfront.
  • Multi-policy discount: You will also have the opportunity to save up to 10% if you insure your RV and home together with this company.
  • Safe driver discount: The Company can reduce your insurance premium if you are a good driver. The amount you can get as discount in this situation depends on how long you can continue driving without filing a claim.  
  • Anti-theft discount: Any customer that has anti-theft devices in his RV will also have access to the anti-theft discount at Good Sam.  
  • Low mileage discount:  This discount varies with the mileage on the RV.  The lower the mileage, the higher chance you get to qualify for the discount.      

Great customer service

Good Sam RV insurance company is one of the most reliable service providers as far as the quality of customer service is concerned. The outlet can always be trusted for quality customer service. For one, you can access 24/7 customer service here that will always give you good value for money.

You can, therefore, make your claims at any time of the day or night. Do you have any questions at all about any of the services offered here?

 You can reach out to the reliable customer service representative and they will be most willing to assist you. The customer care agents are always available to assist you at any time of the day or night.

They are also highly informed and this makes them reliable for providing quality information. While you can reach out to the customer care agents at any time, you must also understand that they can only reply you during their business hours. You can check the contact page for information about the business hours.

The aim of Good Sam RV insurance service is to help keep you on the move in your RV  hassle free. Do you own the RV or you rented it? You can always get quality RV insurance service that will meet your specific needs at this outlet.

While Good Sam can be trusted for top quality services, there are some good and bad issues that are peculiar to the services offered at this outlet.

The good aspect of Good Sam RV insurance

Good Sam RV insurance company is rated A+ by the Better Business Bureau (BBB). It equally boasts of top quality customer service and you will find yourself always coming back for more of what this outlet has got to offer.

The bad aspect

Good Sam boasts of one of the best customer services ever and it’s A+ rating by the BBB makes it an outstanding company you can trust for RV insurance. Be that as it may, the company still has a couple of bad reviews that you need to always keep in mind.

While some say the customer service is good, many customers complain that the customer service is below par. They also complain that the customer care agents can remain non-responsive for hours.

Some customers also find it difficult to file their claims properly on the website, with some other ones complaining that the website can be unresponsive at times. Some customers also cannot get in touch with the company when they want to file claims.

Getting in touch with them on Sunday is also difficult despite the fact that the outlet claims to offer 24/7 customer service. Strangely enough, some of the customer care agents are not adequately knowledgeable and can, therefore, unable to meet the needs of the clients.

Additional policies

Good Sam RV insurance is one of the most reliable service providers out there today and offers some of the best set of additional policies that can help you to enjoy top quality insurance services in the company.

The additional services will also enable you to pay less for the services offered here. We are going to open your eyes to some of these additional plans.

Good Sam Extended Service Plan

This additional service offered by Good Sam RV insurance is similar to a warranty service that ensures you can always get good value for money and also enjoy the services offered here at a lower cost. This service is considered as one of the best among the services provided by this company.

The main aim is to offer an additional protection for your RV. Under this plan, the customer can enjoy full mechanical breakdown coverage. As a result, you can get compensated or enjoy free repair if your RV develops a fault.

The coverage will also give you access to labor and parts for the RV. Be that as it may, it will not give you access to routine maintenance.

 You need to bear this point in mind. Even at that, you can still enjoy up to 10% discount on routine maintenance if you take your RV to any of the Good Sam Preferred Provider Network.

Good Sam Club

This is yet another great opportunity offered by Good Sam RV insurance company that can help you to save a lot of money when you buy insurance coverage on this site for your RV.

 Entering into this plan can help you to save a lot of money. It will give you the opportunity to save money on servicing of the RV.

It will also enable you to save money on the maintenance of your RV. Additionally, the service will enable you to save money on insurance any time you go on a vacation.

Check below for some of the many benefits of this plan to you as a customer with Good Sam:

  • Get access to discounts on camping
  • Access to professional planners for your RV trips
  • Access to free shipping
  • Access to dump service and camping world savings.
  • Discount on propane and opportunity to save money on fuel.

As you can see, this plan will enable you to enjoy quite a lot as a customer with Good Sam. With the help of this plan, you will end up spending just a fraction of what you would have spent normally on your RV trip.

So partnering with Good Sam RV insurance will turn out to be a pocket-friendly partnership.

One of the best ways to access the various services offered by this outlet is via the Good Sam Club app. The app can connect you with all the great features of this insurance company so that you will never miss any opportunity to enjoy what the company has got to offer.

 The app can also connect you with where customers get discounts and you will learn how to make the most of the discounts.

Other additional policies are:

  • Storage option
  • Disappearing deductible

You can check the website for helpful information on the contact details. So, it will be easy to communicate with them.


While Good Sam RV insurance provides many policies, there are certain areas that the company fails to cover. For example, they do not provide pet injury insurance.   

There is no clear mentioning of how much you will have to pay for their services on the website.  

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